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Accepted Health Insurance Plans

Find the Plan That's Right for You

When choosing your health plan consider both cost and quality. Kettering Health Network is ranked in the top 5% nationally in both outcomes and safety, with a mission to improve the lives of the communities we serve.

Please check with your insurance company to verify Kettering Health Network is a participating provider with your plan.

Kettering Health Network has a variety of financial assistance programs that may assist you. Should you have questions regarding these programs or questions regarding the plans listed below please contact us at (937) 723-4062.


Most insurance companies send out new cards in December for the upcoming year. Make sure yours weren't lost in the holiday card shuffle. Every adult on the plan should keep their card on them at all times.

Look for specific details about coverage for doctor visits, hospital care, prescription drugs, and dental and eye care.

Be aware that with some plans, your choices are limited. See the plans accepted at Kettering Health Network's facilities and physician offices.

Premiums are only one consideration. It's important to consider other factors such as deductibles and co-payments as well.

    KHN / KPN Participating  
Insurance Plan Commercial Medicare
Advantage (6)
Common Plans
Aetna Yes Yes
Yes Yes Yes
CIGNA Yes No No No
Humana (1) Yes Yes No
Medical Mutual of Ohio (9) Yes Yes No
United HealthCare (2) Yes Yes Yes No
HealthCare Exchanges
Anthem Pathways or Direct Access Yes
Assurant Health (8) Yes
Buckeye Ambetter Yes
CareSource Just4Me Yes
HumanaX No
Medical Mutual of Ohio (9) No
Molina Marketplace Yes
Paramount (1)(2) No
Alphabetic Listing of Plans
Aetna Yes Yes
Anthem Blue Cross and Blue Shield Yes Yes Yes
Anthem Pathways or Direct Access Yes
Assurant Health (8) Yes
BeechStreet Yes
Buckeye (2) Yes Yes Yes
Buckeye Ambetter Yes
CareSource (1)(2) Yes Yes Yes
CareSource Just4Me Yes
Champ VA Yes
Coventry Yes
Custom Design Benefits True Cost Yes
First Health Yes
Humana (1) Yes Yes No
InHealth (7) Yes
Medical Mutual of Ohio Yes Yes No
Medigold Yes
Molina (2) Yes Yes Yes
Molina Marketplace Yes
MultiPlan Yes
Ohio Health Choice Yes
Paramount (1)(2) No Yes No
PHCS (3)(4) Yes
PPOM/Cofinity Yes
Tricare / Humana Military Yes
United Behavioral Health / OPTUM Yes Yes Yes
United HealthCare (2) Yes Yes Yes No
Veterans Choice Program Yes
My Care Ohio Plans (ICDS)
Aetna Medicare Assure (5) Yes Yes
Buckeye Yes Yes
Molina Yes Yes

Notes: Plans that do not offer products in the specified section are reflected as blank or empty squares.
  1. Does not include participation in healthcare exchange plans.
  2. Kettering Physician Network (KPN) physicians do not participate with all Managed Medicaid Plans. Please check with the physician practice location or with your insurance company for physician participation.
  3. Grandview and Southview Only
  4. All other facilities should verify by employer group, most should have network coverage under Multiplan.
  5. Applies to Fort Hamilton Hospital Only
  6. Does not include Medicare Select / Supplement plans and policies. KHN does not participate with any Medicare Select / Supplemental Plans
  7. In Health Expired as of December 31,2016- removed from list
  8. Reimbursed through Aetna contract; this is an Aetna affiliate
  9. Anthem Pathways Affordable Care Act Plan
  10. New Tricare administrator eff 1/1/18
  11. KPN is Out Of Network
  12. KPN is Out Of Network for Medicare Product
  13. KPN is IN Network
  14. KHN and KPN is Out of Network
  15. Bind On-Demand Health accesses United Healthcare provider contracts with limited benefits
  16. Out Of Network for TROY hospital
  17. Eff 1/1/2020 Aetna Better Health name changed to Aetna Medicare Assure